Savings Rates
| Choose from a variety of savings options to meet your financial goals. Following are NuUnion savings rates effective November 10, 2008. These rates are subject to change. |
|
| Account/Term | Amount | Dividend/Interest Rate | APY* | |
| Primary Savings | $0 - $99.99* | 0.00% | 0.00% |
Open Account |
| $100 - $749.99 | 0.15% | 0.15% | ||
| $750 and up | 0.40% | 0.40% | ||
| Primary Savings (Under Age 18) |
$0 - $749.99* | 0.15% | 0.15% | |
| $750 and up | 0.40% | 0.40% | ||
| * $0.00 balance amount refers to subsequent or additional accounts. The primary share must maintain the $5 minimum. | ||||
| Checking Plus | $0 - $999.99 | 0.00% | 0.00% | Open Account |
| $1,000 - $4,999.99 | 0.35% | 0.35% | ||
| $5,000 - $9,999.99 | 0.40% | 0.40% | ||
| $10,000 and up | 0.50% | 0.50% | ||
| SoSMART® Checking | $0 - $25,000* | 4.50% | 4.59% | Open Account |
| On portion of balance over $25,000 * | 0.50% | 0.50% | ||
| Requirements* not met during cycle | 0.25% | 0.25% | ||
| **Simple requirements (15 Debit Card Purchases, 1 Direct Deposit or Direct Payment, receive E-Statements) must be met per cycle. If requirements aren't met, a base rate is paid on all balances. | ||||
| Business Interest Checking | $5,000 - $9,999.99 | 0.40% | 0.40% | |
| $10,000 - $29,999.99 | 0.50% | 0.50% | ||
| $30,000 and up | 0.60% | 0.60% | ||
| Money Market | $0.00 - $1,999.99 | 0.00% | 0.00% | Open Account |
| $2,000.00 - $9,999.99 | 0.65% | 0.65% | ||
| $10,000.00 - $29,999.99 | 1.25% | 1.26% | ||
| $30,000.00 - $99,999.99 | 1.55% | 1.56% | ||
| $100,000.00 - $199,999.99 | 1.65% | 1.66% | ||
| $200,000 and up | 1.80% | 1.81% | ||
| IRAs | $5.00 - $1,999.99 | 1.25% | 1.26% |
Including Roth and Education IRAs |
| $2,000 - $4,999.99 | 1.50% | 1.51% | ||
| $5,000 and up | 1.75% | 1.76% | ||
| CD/IRA
CD 3 Month |
$1,000 - $11,999 | 1.90% | 1.92% |
Open Account |
| $12,000 - $29,999 | 2.00% | 2.02% | ||
| $30,000 and up | 2.10% | 2.12% | ||
| CD/IRA
CD 6 Month |
$1,000 - $11,999 | 2.55% | 2.58% | |
| $12,000 - $29,999 | 2.65% | 2.68% | ||
| $30,000 and up | 2.75% | 2.78% | ||
| CD/IRA
CD 1 Year |
$1,000 - $11,999 | 3.15% | 3.20% | |
| $12,000 - $29,999 | 3.25% | 3.30% | ||
| $30,000 and up | 3.35% | 3.40% | ||
| CD/IRA CD 2 Year |
$1,000 - $11,999 | 3.70% | 3.76% | |
| $12,000 - $29,999 | 3.80% | 3.87% | ||
| $30,000 and up | 3.90% | 3.97% | ||
| CD/IRA
CD 3 Year |
$1,000 - $11,999 | 3.95% | 4.02% | |
| $12,000 - $29,999 | 4.05% |
4.13% | ||
| $30,000 and up | 4.15% | 4.23% | ||
| CD/IRA
CD 4 Year |
$1,000 - $11,999 | 4.55% | 4.65% | |
| $12,000 - $29,999 | 4.65% | 4.75% | ||
| $30,000 and up | 4.75% | 4.85% | ||
| CD/IRA
CD 5 Year |
$1,000 - $11,999 | 4.75% | 4.85% | |
| $12,000 - $29,999 | 4.85% | 4.96% | ||
| $30,000 and up | 4.95% | 5.06% | ||
| Select
Saver CD 1 Year |
N/A | 2.15% | 2.17% |
Open
Account $250 Minimum Balance. $2,500 Maximum Balance. A penalty will be imposed for early withdrawal. |
| Select
Saver CD 2 Year |
N/A | 2.70% | 2.73% | |
| Access 7 Liquid CD | N/A | 2.65% | 2.68% | Open
Account |
| Holiday Savings | $0 - $99.99 | 0.00% | 0.00% |
Open Account Funds dispersed October 1, including accumulated interest. |
| $100 - $749.99 | 0.15% | 0.15% | ||
| $750 and up | 0.40% | 0.40% | ||
* APY=Annual Percentage Yield. Fees can reduce earnings on accounts.