Home Loans

Questions members frequently ask about home equity loans

Is there a charge to apply for a Home Equity Loan?

No. We currently have no application fee and no closing costs on our home equity loans for qualified members.

Is the interest tax deductible on a Home Equity Loan?

Check with your tax advisor. Many of our members report that they deduct the interest on their taxes.

How much can I borrow with a Home Equity Loan?

You may qualify to borrow up to 90% of your home equity. To calculate this amount, take the verifiable value of your home and subtract what you currently owe on your home.