Free ATMs. Anywhere.


When you have a NuUnion SoSMART® Checking, you get 4.59%APY* interest, free online Bill Payer, and free ATMs nationwide. That means that every ATM is your ATM and you can access your account from anywhere in the country and we’ll pay your fees.

SoSMART® Checking is completely online and makes your money easier than ever to manage:

  • 4.59%APY Interest On Balances Up To $25,000*
  • Nationwide ATM Fee Refunds Up To $25 Per Cycle*
  • Free Internet Banking & Bill Payer
  • Free Debit Card
  • Unlimited Check Writing
  • Overdraft Protection
  • No Monthly Service Fee
  • No Minimum Balance

There are just three free and simple steps* we ask for each cycle:

  • Receive E-Statements (e-mail address required)
  • One (1) Direct Deposit or Direct Payment (ACH)
  • Fifteen (15) Debit Card Purchases (posted to account)

NuUnion members can switch an existing checking account or sign up for SoSMART® Checking online through Internet Banking secure e-mail, by phone at 888.267.7200, or in person at your local branch.

New members can open a NuUnion membership and SoSMART® Checking by visiting one of our 14 branch locations. We’ll be happy to help you.

Got questions? Our FAQs have your answers.

Need help switching your Direct Deposit and Direct Payment or closing an account at another financial institution? Use our online SoEasy Switch Kit.

*Simple steps must be met per cycle to earn 4.59% Annual Percentage Yield (APY) on balances up to $25,000, 0.50%APY paid on balances over $25,000, and ATM fee refunds up to $25 per cycle. Cycle varies depending on when the last day of the month falls. If steps not met, 0.25%APY paid on all balances. Rates as of 1-28-08 and subject to change. Available to personal accounts only. Powered by BancVue.