NuUnion logo
LoansSavingsServicesBusiness ServicesToday's Rate'sMember Center

Savings & Checking Rates

Choose from a variety of savings options to meet your financial goals.

Following are NuUnion savings rates. These rates are subject to change. 
 

Savings
Effective Date: Friday, November 20th, 2009
AccountAmountDividend/Interest RateAPY*

Primary Savings

$0 - $99.99* 0.00% 0.00%
  $100 - $749.99 0.15% 0.15%
  $750 and up 0.25% 0.25%

Primary Savings

(Under Age 18)

$0 - $749.99* 0.15% 0.15%
  $750 and up 0.25% 0.25%
* $0.00 balance amount refers to subsequent or additional accounts. The primary share must maintain the $5 minimum.

Checking
Effective Date: Friday, November 20th, 2009
AccountAmountDividend/Interest RateAPY*

Checking Plus

$0 - $999.99 0.00% 0.00%
  $1,000 - $4,999.99 0.25% 0.25%
  $5,000 - $9,999.99 0.30% 0.30%
  $10,000 and up 0.40% 0.40%

SoSMART® Checking

$0 - $25,000* 3.05% 3.09%
  On portion of balance over $25,000 * 0.50% 0.50%
  Requirements* not met during cycle 0.25% 0.25%
**Simple requirements (15 Debit Card Purchases, 1 Direct Deposit or Direct Payment, receive E-Statements) must be met per cycle. If requirements aren't met, a base rate is paid on all balances.

Business Interest Checking

$5,000 - $9,999.99 0.30% 0.30%
  $10,000 - $29,999.99 0.40% 0.40%
  $30,000 and up 0.50% 0.50%

Money Markets
Effective Date: Friday, November 20th, 2009
AccountAmountDividend/Interest RateAPY*

Money Market

$0.00 - $1,999.99 0.25% 0.25%
  $2,000.00 - $9,999.99 0.55% 0.55%
  $10,000.00 - $29,999.99 1.05% 1.06%
  $30,000.00 - $99,999.99 1.25% 1.26%
  $100,000.00 - $199,999.99 1.45% 1.46%
  $200,000 and up 1.60% 1.61%

IRAs
Effective Date: Friday, November 20th, 2009
AccountAmountDividend/Interest RateAPY*
IRAs $5.00 - $1,999.99 0.50% 0.50%
  $2,000 - $4,999.99 0.75% 0.75%
  $5,000 and up 1.00% 1.00%

Including Roth and Education IRAs


CDs
Effective Date: Friday, November 20th, 2009
AccountAmountDividend/Interest RateAPY*

CD/IRA CD
3 Month

$1,000 - $11,999 0.55% 0.55%
  $12,000 - $29,999 0.65% 0.65%
  $30,000 and up 0.75% 0.75%

CD/IRA CD
6 Month

$1,000 - $11,999 0.80% 0.80%
  $12,000 - $29,999 0.90% 0.90%
  $30,000 and up 1.00% 1.00%

CD/IRA CD
1 Year

$1,000 - $11,999 1.35% 1.36%
  $12,000 - $29,999 1.45% 1.46%
  $30,000 and up 1.55% 1.56%

CD/IRA CD
2 Year

$1,000 - $11,999 1.85% 1.87%
  $12,000 - $29,999 1.95% 1.97%
  $30,000 and up 2.05% 2.07%

CD/IRA CD
3 Year

$1,000 - $11,999 2.30% 2.32%
  $12,000 - $29,999 2.40% 2.43%
  $30,000 and up 2.50% 2.53%

CD/IRA CD
4 Year

$1,000 - $11,999 2.70% 2.73%
  $12,000 - $29,999 2.80% 2.84%
  $30,000 and up 2.90% 2.94%

CD/IRA CD
5 Year

$1,000 - $11,999 3.10% 3.14%
  $12,000 - $29,999 3.20% 3.25%
  $30,000 and up 3.30% 3.35%

Save to Win CD
1 Year

N/A 1.30% 1.31%
Minimal balance $25. Add to at any time. For every $25 increase in balance, earn one entry into monthly drawings and $100,000 Grand Prize Drawing. Available until 12/31/09.

Select Saver CD
1 Year

N/A 0.35% 0.35%

Select Saver CD
2 Year

N/A 0.85% 0.85%
Select Save CDs require $250 Minimum Balance. $2,500 Maximum Balance. A penalty will be imposed for early withdrawal.

Acces 7 Liquid CD

N/A 0.90% 0.90%
$10,000 Minimum Balance. New money only. One-time, no-penalty withdrawal allowed.
Holiday Savings $0 - $99.99 0.00% 0.00%
  $100 - $749.99 0.15% 0.15%
  $750 and up 0.25% 0.25%
Funds dispersed October 1, including accumulated interest.

Equal Housing Opportunity and NCUA insured
501 S. Capitol Avenue, Lansing, Michigan 48933-2320 | p 888.267.7200
NuUnion Credit Union name and logo are protected
Routing Number 272482265