Calculators

Whether you're calculating a loan payment, savings rate, or age of retirement, the following calculators can help you manage your financial life and plan for the future.

Vehicle Loan Calculators view

• Which is better: new or used?
• How much should depreciation cost me?
• Should I lease or purchase a vehicle?
• Should I finance or pay cash for a vehicle?
• How much will my vehicle payments be?
• Which vehicle loan is better?
• What term of vehicle loan should I choose?
• Should I choose a home equity loan instead of an auto loan?
• Which is better: a rebate or special dealer financing?
• How long should I keep a vehicle?
• What vehicle can I afford?

Mortgage/Home Loan Calculators view

• How much can I borrow?
• How much will my mortgage payments be?
• How much will my adjustable rate payments be?
• Which is better : fixed or adjustable?
• Should I pay points to lower the rate?
• Which is better: 15 - or- 30- year loan term?
• How much should I put down on a new home?
• How much can I save in taxes?
• What will my closing costs be?
• Am I better of renting?
• Am I better off refinancing?
• What will my refinancing cost be?
• How can I reduce mortgage insurance costs?
• Which lender has the better loan?
• Which loan is better?
• How advantageous are extra payments?
• What home can I afford?
• How much will my interest-only payment be?
• Which is better: interest-only or traditional?
• Is my Private Mortgage Insurance Deductible?
• Am I eligible for the First-Time Homebuyer Credit?

Credit Card Calculators view

• How important is the interest rate?
• How will rate changes affect my balance?
• Is a lower rate worth the annual fee?
• What will it take to pay off my credit card balance?
• Should I consolidate my debts?
• Which is better: flight card or low rate card?
• Which is better: rebate card or low rate card?
• Should I consolidate my credit cards

Home Equity Calculators view

• How large of a line can I obtain?
• Should I consolidate my debts?
• Should I use a home equity loan or an auto loan?
• How much will my loan payments be?
• What will my tax savings be?
• What will it take to pay off my line of credit?

College Planning Calculators view

• What will it take to save for a college eduation?
• What is the value of higher education?
• What investments can I use to save for college?
• What expenses do I face prior to attending college?
• Should I live on campus, off campus or at home?
• How much should I budget for college living expenses?
• Is a meal plan a good deal?

Small Business Calculators view

• How much do I need to start my business?
• Should I buy or lease equiptment?
• How long will it take to repay my loan?
• What term of loan should I choose?
• Should I get a loan or a line of credit?
• Should I take advantage of trade discounts?
• Should I lease or own my business location?
• What is my business worth today?

Budget Calculators view

• How much am I spending?
• Should I pay off debt or invest in savings?
• What will it take to pay off my current balance?
• How much should I set aside for emergencies?
• How much will it cost to raise a child?
• What's it worth to reduce my spending?
• Should my spouse work too?

Savings Calculators view

• What will it take to become a millionaire
• How much will my savings be worth?
• What will it take to save for a vehicle, home, etc.?
• What will it take to save for a college education?
• How will taxes and inflation affect my savings?
• How much of a difference will the rate make?
• What's it worth to reduce my spending?
• How much, at what rate, when?
• Which is better: cash or payments?
• How much will my CD be worth at maturity?

Roth IRA Calculators view

• Which will provide the most retirement income?
• How will changes in my tax rate affect the decision?
• What option is best for estate planning?
• How do return rates affect my retirement income?
• When should I begin saving?
• How will a large withdrawl affect the decision?
• Should I convert my IRA into a Roth IRA?
• How much may I contribute to an IRA?

Retirement Calculators view

• How will retirement affect my expenses?
• Am I saving enough? What can I change?
• How will this account be used?
• What will I earn with this account?
• How advantageous is increasing my savings?
• Which savings or income source will be the largest?
• How much can I contribute to my retirement plan each year?
• What if I underestimate my expenses?
• What will my income be after I retire?
• What will my expenses be after I retire?
• What happens if tax laws change?
• How much of an effect can inflation have?
• Which savings should be used first?
• How much will Social Security provide after retirement?
• What if Social Security no longer exists?
• Can I skip my 2009 Required Minimum Distribution?

Life Insurance Calculators view

• How much life insurance do I need?
• What is my return on a whole life policy?
• What is my return on a universal life policy?
• What is my return on a variable life policy?
• Which is better: term or whole Life?
• Which is better: term or universal Life?
• Which is better: term or variable Life?