Credit ReportsKnow your credit historyYour credit report contains facts about where you work, live, how you pay your bills, and other credit-related information. You want to be sure your report is complete and accurate because businesses use it to evaluate your applications for credit, insurance, employment and other purposes. Major nationwide credit bureausYour credit report is maintained by nationwide credit bureaus. These include: The law requires each bureau to provide you with a free copy of your credit report once every 12 months if you request it. (For loan decisions, NuUnion uses Experian as its primary credit bureau.) Order your free credit reportYou can request your free credit report in two ways:
You should use your credit score as an estimate only because the score can change often. If you believe your credit report is inaccurate, you can dispute it online for fastest resolution. If you've been denied credit, you may qualify for a free credit report. More information is available online from the Federal Trade Commission° Protect your creditReduce the risk of identity theft Rebuild your creditSensible steps for credit repair °Third-party website. NuUnion is not responsible for content on this site. |
